“Many of our people are living on the very edge of their incomes. In fact, some are living on borrowings. I urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt to the extent possible. Pay off debt as quickly as you can, and free yourselves from bondage.”
President Gordon B. Hinckley “To the Boys and to the Men,” Liahona, Jan. 1999, 65–66; Ensign,Nov. 1998, 53–54.
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